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Online Credit Facilities

Our payment plan options

We offer a range of interest-free and interest-bearing finance options to help you spread the cost of your purchase over 6 to 48 months. The value of the loan needs to be over £250 and no more than £10000. You can choose a deposit of up to 50% of the value of the goods.

Some finance options will not be available across all products or combinations of product in our website. Add items to your shopping cart and visit the checkout to see what options will be made available to you.

The following finance options are offered to any combination of products.
The minimum spend is the minimum total goods value to qualify for the finance option.
  • Interest Free Finance (24 Months) on all orders over £1500.00, 10% minimum deposit required.
  • Interest Free Finance (18 Months) on all orders over £1000.00, 10% minimum deposit required.
  • Interest Free Finance (12 Months) on all orders over £600.00, 10% minimum deposit required.
  • Interest Free Finance (10 Months) on all orders over £500.00, 10% minimum deposit required.
  • Interest Free Finance (6 Months) on all orders over £280.00, 10% minimum deposit required.
  • Classic Credit 48 Months 15.9% on all orders over £280.00, 10% minimum deposit required.
  • Classic Credit 36 Months 15.9% on all orders over £280.00, 10% minimum deposit required.
  • Classic Credit 24 Months 15.9% on all orders over £280.00, 10% minimum deposit required.
  • Classic Credit 18 Months 15.9% on all orders over £280.00, 10% minimum deposit required.
  • Classic Credit 12 Months 15.9% on all orders over £280.00, 10% minimum deposit required.
ERROR: No finance packages installed. Credit subject to status. 18+ UK residents only.

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com.

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